Agencies Release Proposed Regulations on Short-term Limited Duration Insurance

The U.S. Department of Labor, Treasury, and Health and Human Services (Agencies) released proposed regulations that expand the availability of short-term limited duration insurance(STLDI). STLDI is offered in the individual (non-group) insurance market and is generally used by students or individuals between jobs. Therefore, the direct impact to employers is limited; however, there is some concern that this rule may disrupt the individual and small group markets and is seen by some as a further step by the Trump administration to erode Obama-era regulations.

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